Food & Beverage Owners:
Recover Thousands In This IRS-Approved Tip Tax Refund
Most restaurants miss out on this substantial tax credit. We've helped businesses claim over $1 billion in business credits.
STEP 1: Watch This Short Video
The FICA Tip Credit You're Missing Out On
Most restaurant and bar owners don't realize they're eligible for this substantial tax credit. Here's what you need to know:
What Is FICA Tip
A dollar-for-dollar tax credit for employers who pay FICA taxes on employee tips. This is NOT a deduction—it's a direct reduction of your tax bill.
Who Qualifies
Restaurants, bars, hotels, and any hospitality business with tipped employees. If your staff receives tips, you're likely eligible.
How Much
Up to 7.65% of qualified tip income. For a restaurant with 20 tipped employees, this can mean $20,000+ per year in credits.
Is Your Business Eligible?
Many hospitality businesses qualify for the FICA Tip Credit but don't realize it. See if your business type is eligible:
Full-Service Restaurants
Establishments where servers take orders and deliver food to customers at tables, including fine dining, casual dining, and family restaurants.
Examples:
Steakhouses, Italian restaurants, diners, etc.
Bars & Nightclubs
Establishments primarily serving alcoholic beverages where bartenders and servers receive tips from customers.
Examples:
Sports bars, cocktail lounges, pubs, nightclubs
Hotels & Resorts
Hospitality businesses where bellhops, room service staff, concierge, and other employees receive tips.
Examples:
Luxury hotels, boutique hotels, resorts, motels
Catering Companies
Businesses that provide food service at remote sites where staff receives tips from clients or guests.
Examples:
Wedding caterers, corporate event caterers, private chefs
Coffee Shops & Cafes
Establishments serving beverages and light meals where baristas and counter staff receive tips.
Examples:
Fast casual restaurants, gyms, daycare centers, cleaning franchises
Other Qualifying Businesses
Various service establishments where employees customarily receive tips from customers.
Examples:
Cruise ships, casino restaurants, food delivery services, valet services
Key Eligibility Requirements:
Your business must have employees who receive tips from customers
You must pay FICA taxes (Social Security and Medicare) on those reported tips
Your employees must report their tip income to you as the employer
The business must have filed the appropriate tax forms (Forms 941, 8027, etc.)
How It Works
Our streamlined process makes claiming your FICA tip credit simple and hassle-free
Get Your Free Refund Calculation
Fill out a quick form to see how much your business could get back in a tax refund.
Sign Amended Tax Returns
Our team of expert CPAs will handle all required paperwork such as amended tax returns.
Receive IRS Approval
We work with the IRS to get your claim approved quickly
Get A Refund In Weeks
With our expertise and exclusive process, you will receive your credit in weeks, not months
Key Plan Benefits
We specialize exclusively in maximizing FICA tip credits for the Food & Beverage industry
Expertise
Our tax specialists have processed over $1 billion in FICA tip credits, ERTC Funds, and Visa/Mastercard Settlements. We handle everything from start to finish
Speed
While others take months, we get you funded within weeks through our IRS-compliant streamlined process
Maximized Returns
Our proprietary methods ensure you get every dollar you deserve, often 30% more than CPAs and DIY approaches
Zero Upfront Costs
You pay only when you receive your refund—no risk, no hidden fees
$1B+
in Claims Processed Across Several Programs
10,000+
Businesses Helped
100%
Compliance Rate
50
States Covered
Frequently Asked Questions
Everything you need to know about the FICA Savings Program
What is the FICA Tip Refund?
The FICA Tip Credit (IRS Code Section 45B) is a dollar-for-dollar tax credit that reimburses employers for the FICA taxes (Social Security and Medicare) paid on employee tips above the federal minimum wage. This is not a deduction—it directly reduces your tax liability, providing immediate cash flow benefits to your business.
How much can my business claim?
The credit equals 7.65% of tips reported by your employees that exceed the federal minimum wage. For a restaurant with 20 servers averaging $200 in weekly tips, this can mean over $20,000 per year in tax credits. We can also claim retroactively for up to 3 years, potentially resulting in a substantial refund.
Is my business eligible?
If you own a restaurant, bar, hotel, or any hospitality business where employees receive tips, you're likely eligible. The business must have employees who receive tips that are reported to the IRS, and you must pay FICA taxes on those tips. There is no minimum size requirement—businesses with just a few tipped employees can qualify.
How is the credit calculated?
The credit is calculated as 7.65% (the combined FICA tax rate) of the tip income that exceeds the federal minimum wage. The formula is: (Total reported tips - (Federal minimum wage × Total hours worked)) × 7.65%. Our team handles all these calculations to ensure maximum accuracy and benefit.
Can I claim the credit for past years?
Yes, you can claim the FICA tip credit retroactively by filing amended returns for up to 3 years. This means if you've never claimed this credit before, you could receive a substantial refund for prior tax years. Our team specializes in maximizing these retroactive claims.
Does claiming this credit trigger an audit?
When properly documented, claiming the FICA tip credit does not increase your audit risk. Our process ensures all claims are thoroughly documented and compliant with IRS requirements. We maintain a 100% compliance rate and stand behind every claim we process.
How long does the process take?
While most firms and CPAs take months, our streamlined process typically gets you funded within weeks. After you provide the necessary information, our team handles everything, and you can expect to receive your refund in weeks, not months, in most cases.
What documentation do I need?
We need your business tax returns (Form 1120, 1120S, or 1065), payroll reports showing tip income (Form 941), Form 8027 (Employer's Annual Information Return of Tip Income), and Form 8846 if you've previously filed for the credit. Don't worry if you don't have to get all of these reports - simply complete our digital 8821 form and our team of experts will get all of the required info from your transcripts.
Is there a fee for the service or hidden costs?
We work on a contingency basis—you pay nothing upfront. Our fee is a percentage of the credit we secure for you, so we only get paid when you get your money. If we don't get you a credit, you pay nothing. This risk-free approach aligns our success with yours.
Does this
No. This is not a retroactive tax credit or an amended filing. It’s a forward-facing benefits structure that follows IRS guidelines under Sections 105 and 125. Our compliance team ensures everything is set up properly.
Some Of Our Recent Results...
What Our Clients Say
Join thousands of satisfied business owners who've recovered significant tax savings
We recovered over $45,000 in a tax refund we didn't even know we were eligible for. The process was incredibly simple on our end. Just a few simple pieces of info and their team did it all!
Michael R.
Owner, Fine Dining Restaurant Group
As a small business owner, I was skeptical, but Small Business Owner Resources delivered exactly what they promised. $181,500 back in my pocket with zero hassle.
Sarah T.
Owner, Neighborhood Bar
We'd been missing out on this credit for years. They helped us claim retroactively and secured over $60,000 in credits. Game-changer for our business.
David L.
CFO, Regional Restaurant Chain
Small Business Owner Resources
Copyright © 2025 Small Business Owner Resources. All rights reserved.